01Why this exists
Most owners find out the real cost after they sign.
A factor rate sounds small. Paid back daily over six months, it can work out to a yearly rate most owners would never agree to if they saw it first. Then one application turns into weeks of calls from people you never asked to hear from.
The math is public and the honest answer is usually simple. So the desk starts there: a free calculator that turns any offer into an estimated APR and the total you repay, a short check that matches what you need with the kinds of funding that fit, and one request sent to lenders that may fit. If a bank, an SBA lender or a state program is the better move, you hear that first.
Dalton Goodyear, Licensed WY Real Estate Broker · Wyo Stays LLC