Business funding · A referral service, not a lender

Funding for operators.
No games.

I've run short-term rentals in Wyoming since 2017, plus a venue and service crews. I know the slow months, the roof that can't wait and the offer that looks fine until you do the math. So I built the funding desk I wanted: the real cost first, no fee to you, and a straight answer when you shouldn't borrow.

Online lenders
35% of borrowers satisfied
Credit unions
76% satisfied
Cost surprise
60% of online-lender borrowers paid more than expected

01Why this exists

Most owners find out the real cost after they sign.

A factor rate sounds small. Paid back daily over six months, it can work out to a yearly rate most owners would never agree to if they saw it first. Then one application turns into weeks of calls from people you never asked to hear from.

The math is public and the honest answer is usually simple. So the desk starts there: a free calculator that turns any offer into an estimated APR and the total you repay, a short check that matches what you need with the kinds of funding that fit, and one request sent to lenders that may fit. If a bank, an SBA lender or a state program is the better move, you hear that first.

Dalton Goodyear, Licensed WY Real Estate Broker · Wyo Stays LLC

02What you can count on

Four things that hold on every request.

  • The real cost, before you sign

    Any offer turned into an estimated APR and total dollars repaid. Free, no sign-up.

  • No fee to you

    Sending a request costs nothing. A lender may pay us if your financing funds, and we say so up front.

  • Sending a request does not pull your credit

    A lender may run a credit inquiry later. Ask before you agree to anything.

  • We tell you when not to borrow

    Including when an SBA lender, a bank or a state program is likely cheaper.

03Questions

Straight answers.

No. This is a business-funding referral service run through Wyo Stays LLC. Lenders and funding partners set the rate, amount and terms. We may be paid by a lender if your financing funds, never by you.

Run the numbers before you sign anything.

Free, no sign-up, nothing saved. Then decide.